Lending (Loans) Now Available on Exchange Crypto.com


Crypto.com announced the launch of Lending on the Crypto.com Exchange. Users can now receive instant loans when using their crypto as collateral. Enjoy flexible terms and low interest rates.

Main Highlights

  • Deposit accepted crypto and receive loans instantly;
  • Repay the loan in part or in full at any time with no early repayment fees;
  • Interest rates as low as 1% APR, stake CRO to get the best price

With Lending, both retail and institutional customers can choose the loan terms that suit them, and make repayments based on the appropriate initial loan-to-value (LTV) ratio.

How to?

Lending Requirements

Terms Details
Lending Term Maximum duration: 12 months

Note: User can pay back any amount at any time.

Lending Amount Borrow up to 3 outstanding loans at once.
Collateral Currency BTC, ETH, LTC, CRO

Crypto.com is constantly adding new cryptocurrencies.

Loan Currency USDC, USDT

Crypto.com is constantly adding new cryptocurrencies.

Minimum Loan Amount 100 USDC / 100 USDT
Maximum Loan Amount (Total at one time) USD 500,000 equivalent for retail users and USD 1,000,000 equivalent for institutional users
Interest rate Preferred loan interest rate with higher CRO stake or lower LTV: LTV

User Eligibility

Crypto.com Exchange users must complete advanced verification to use Lending. Residents or residents of the excluded jurisdictions listed here unable to use Loan services at this time.

Please visit FAQ for more details on loan terms, issuance, repayment, and interest rates.

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